Dear PBA Members and Guest, 


During these uncertain times, Prospect Business Association (PBA), will provide critical information in a format that is understandable, tangible, and actionable. Information is constantly being disseminated and updated. We will keep our members, community and businesses updated and abreast of all changes. 


Right now, the CARES Act stimulus funding is crucial to most of our businesses. PBA will continue to work diligently to bring you information and resources for you to make informed decisions regarding your business.


Please continue to visit us at for the latest information on funding and relief information to best prepare your business.


Stay Safe & Stay Healthy! PBA CARES.


Simone Curls,

Executive Director

The Coronavirus Aid, Relief, and Economic Security (CARES) Act allocated $350 billion dollars to help Small Businesses, Micro-Businesses, Sole Proprietors and

Self-Employed keep workers employed amid the COVID-19 pandemic and economic downturn. 


This is the first time a stimulus packet of this magnitude has been allocated to support the small business community. It is our hope information shared is presented in a concise, succinct manner to address your needs.


Lastly, as PBA’s continues to “Build A Healthy Community,” we have added information to assist in keeping community members informed, as well.


Payroll Protection Program

The Paycheck Protection Program (“PPP”) authorizes up to $349 billion in loans to small businesses to pay their employees during the COVID-19 crisis.


There has been a plethora of questions forwarded to us. Below you will find more in-depth information regarding the Payroll Protection Program.

We would like to thank our PBA Board Member, Mary Shannon, for sharing the power point below with all of us. This power point below will further assist in (answering your questions in a concise, succinct manner.

Economic Impact Payments (EIP) "Stimulus Check"

Eligible taxpayers who filed tax returns for either 2019 or 2018 and chose direct deposit of their refund will automatically receive an Economic Impact Payment of up to $1,200 for individuals or $2,400 for married couples and $500 for each qualifying child. Individuals who receive Social Security retirement, survivors, or disability benefits, SSDI or who receive Railroad Retirement benefits but did not file a return for 2019 or 2018 will automatically receive a payment. Some of those checks have been distributed effective April 20, 2020. For more information go to:

U.S. citizens or resident aliens who:
  • Have a valid Social Security number,

  • Could not be claimed as a dependent of another taxpayer, and

  • Had adjusted gross income under certain limits.

Who will receive the Economic Impact Payment automatically without taking additional steps?

Most eligible U.S. taxpayers will automatically receive their Economic Impact Payments including:

  • Individuals who filed a federal income tax for 2018 or 2019

  • Individuals who receive Social Security retirement, disability (SSDI), or survivor benefits

  • Individuals who receive Railroad Retirement benefits

Who should use Non-Filers: Enter Payment Info to provide additional information to receive the Economic Impact Payment?

Eligible U.S. citizens or permanent residents who:

  • Had gross income that did not exceed $12,200 ($24,400 for married couples) for 2019

  • Were not otherwise required to file a federal income tax return for 2019, and didn't plan to

You can provide the necessary information to the IRS easily and quickly for no fee through Non-Filers: Enter Payment Info. We will use this information to determine your eligibility and payment amount and send you an Economic Impact Payment. After providing this information you won’t need to take any additional action.

  • Full name, current mailing address and an email address

  • Date of birth and valid Social Security number

  • Bank account number, type, and routing number if you have one

  • Identity Protection Personal Identification Number (IP PIN) you received from the IRS earlier this year, if you have one

  • Driver’s license or state-issued ID, if you have one

  • For each qualifying child: name, Social Security number or Adoption Taxpayer Identification Number and their relationship to you or your spouse

To file as a Non-Filer go to:


Based on information reported, a “Get My Payment” option is available on to be utilized by April 17th.  This will allow people to check the status of their payment, including the date their payment is scheduled to be deposited into their bank account or mailed to them.  It will also provide an opportunity for eligible people to input bank account information so they can receive their payment more quickly rather than waiting for a paper check.

Relief loans available

We understand all our members need as many resources as possible to assist them during this unprecedented time. Below are loans that are available to all. As information continues to update, we will be sure to provide our community with the community to navigate. Subscribe to PBA to get the latest updates. As additional information becomes available, we will provide updated information. Also, feel free to keep checking back on our website.


  • Economic Injury Disaster Loan (see information above)

  • Payroll Protection Program (see information above)

  • Square Payroll Protection Loan Program: (non-conventional financial institution providing PPP loans)

  • AltCap Small Business Relief Fund:

  • Economic Development Corporation of Kansas City – City of Kansas City Small Business Relief Fund: Stay tuned; we will let you know as details and information are developed.


Below is a list of resources available for additional information regarding the CARES Act, inclusive of PPP, EIDL and unemployment.
  • Coronavirus Aid, Relief, and Economic Security (CARES) Act:

  • America’s Small Business Development Center Network:

  • U.S. Small Business Administration:

  • U.S. Senate Committee on Small Businesses and Entrepreneurship:

  • IRS:

  • Congressman Emanuel Cleaver; National Loan Servicing Hotline, SBA Briefing On Covid-19 Small Business Loan Program:

  • Goldman Sachs Small Business Resource Center:

Grants Available

We understand everyone is searching for, not only loans, but grants as well. Below is a list of grants we have located. As we find more grants, we will keep you updated. Click desired grant link below to access more information.

Seed Commons: Worker Response Fund - Fund will provide direct support to worker-owners at cooperative businesses most affected by closures and downturn associated with the COVID-19 outbreak, such as food service businesses, custom manufacturing, and child care cooperatives.


National Restaurant Association Restaurant Employee Relief Fund - $500 grants to restaurant industry employees who have been adversely impacted by COVID-19 financially


Freelancers Relief Fund - Financial assistance of up to $1,000 per freelance household to cover lost income and essential expenses not covered by government relief programs.


Apron Inc. Emergency Fund for Restaurant Workers - Grants of up to $500 each for restaurant workers for all currently employed persons (at least 6 months) who work in locally owned independent food service businesses.


The Greater Kansas City Community Foundation is housing the Kansas City Regional COVID-19 Response and Recovery Fund.


Global Giving


Black Business Relief Fund for Covid-19 by Shea Moisture


The Professional Beauty Association and Professional Beauty Association Charities

This a new fund to help the beauty industry during this unprecedented crisis. The Professional Beauty Association COVID-19 Relief Fund will provide $500 to licensed beauty professionals who are unable to work due to COVID-19. The funding, if awarded, is intended to be emergency aid for short-term immediate needs such as food and bills.

Apply now: 


LISC Small Business Relief Grants 

They are part of LISC’s Rapid Relief & Recovery Fund programs to help business with immediate financial impact due to the pandemic.  The application period is now open. Click here to apply.

Your application must be completed by Tuesday, April 28th, 11:59 p.m. ET. 


Stay Informed

As we all know, everyone is navigating the effects of COVID-19 as best as possible. Our country and local economies have taken a hit that no one was prepared for; however, Prospect Business Association is doing its best to keep our community informed with the turn of each tide. That is why it is especially important that you take the time to stay tuned in, by subscribing to our website to get all the latest information nationally and locally. PBA CARES!



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